February 20, 2018 (512) 246-9955
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Shop ‘Til You Drop Generic Drugs


Generic drugs are making more and more sense given the financial straights of the health care system in the US.

This can’t really be emphasized enough – use generic drugs as often as you can, unless of course your doctor has insisted on no substitutions. And even then, ask about that. You see, doctors don’t really give much thought to the price of your drugs unless you point blank ask them.

This isn’t to say they aren’t getting better at understanding that their choices for drugs for patients does ultimately cost someone some significant bucks if they aren’t prudent in their prescribing.

The bottom line here is that health care administrators, government agencies, and insurance companies etc. are starting to put limits on the dollars for drugs prescribed. If you stop to think about that, it only makes sense because costs are spiraling right out of control. Think billions of dollars in deficit for the US health care system.

This is an interesting area actually as drug companies are smart and market directly to consumers. Their main goal is to convince them they need the “newest” drug on the market because it’s better. Don’t believe that for one minute. Often the newest drug these days is a remake of the old one that worked just fine thanks a bunch.

The only reason drug companies oppose generic drug manufacturers is because they will lose market share and profits will suck like a vacuum. There is nothing wrong with generic drugs. They’re the same drug as the original patented one, perhaps formulated slightly differently. E.g. the coating may not be gelatin

Don’t be sucked in by the lure of a newer, better, more effective drug. If the old one is tried, tested and true, then why not use it? One thing is for sure; it’s a darn sight cheaper than the patented new drugs.

Yes it’s true – even when it comes to prescribing drugs the ka-ching is the driving force behind managing expenses. Learn to manage your own personal health care budget by asking for generic drugs at the pharmacy or better yet, ask your doctor to give you a script for the generic version of the drug you need.

Justin Lawhorn
Justin Lawhorn
I have been in the insurance business since 2001 and had the fortunate opportunity to start my own agency in 2002 as an independent agent offering group health insurance, individual health, life, and dental insurance.
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