Everyone actually DOES need health care insurance, yet there are millions of uninsured people across the States. Why? There are a variety of issues, but generally speaking the choice not to have insurance is an individual decision. Having said that, realize that the costs of not having health insurance is quite literally catastrophic.
Think about this. If a heart attack happens and you have no insurance, you could be wiped out, financially. The same thing goes for cancer treatments. Bad things do happen now and then, and your life could literally change at any time. Is that something you are willing to risk?
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