Archive for October, 2009

Do you have UNICARE Health, Dental, or Life Insurance in Texas?

Wednesday, October 28th, 2009

Breaking News!!--Are you a UNICARE Health Insurance customer in Texas?  UNICARE has decided to pull out of the state of Texas and will no longer write group or individual health, dental, or life insurance effective immediately.  UNICARE has a transition plan for the customers to a similar plan with Blue ...

Too Small For Insurance

Thursday, October 22nd, 2009

Embattled health insurance companies are taking a page from Goldlilocks. Last week, a 4-month-old child was denied insurance for being too heavy (the company has since changed its mind). Now the Web is buzzing about a toddler who was denied coverage for being too small. On Wednesday morning, "The Today Show" ...

Pregnant? Uninsured?

Thursday, October 22nd, 2009

If you are planning to get pregnant in the near future, you need to check on your current policy and ask to add a maternity rider to your policy or change your policy to an insurance carrier that offers maternity coverage.  Currently, in the state of Texas, there are only ...

2010 HSA Deductible Changes you need to know!

Tuesday, October 20th, 2009

HSA's are quickly becoming the most preferred consumer-driven health plan.  Texas Health and Life loves HSA compatible plans because participants typically save on premium expenses and take greater control of their health-care spending, not to mention benefit from triple tax advantages.  Are you one of the many Americans that have ...

What is a pre-existing condition?

Thursday, October 8th, 2009

Texas Health and Life talks a lot of customers that want to know what a pre-existing condition is considered when it comes to health insurance.  A pre-existing condition is any physical or mental illness or injury for which a member has received medical advice, diagnosis, care or treatment during the ...

Does your Insurance cover the H1N1 vaccine?

Thursday, October 8th, 2009

Are you concerned about the contracting the H1N1 virus or do you know someone that has already?  Would like to get the vaccine for either yourself or someone in your family but not sure if it is covered on your health insurance.  Most group health insurance plans are covering the ...

Short Term Health Insurance, Medicare, and Seniors

Sunday, October 4th, 2009

What do these 3 terms have in common you ask?-A lot!  We talk to seniors every week at Texas Health & Life that are in a dilemma on what to do about health insurance coverage about a year before they become Medicare eligible.  In lots of cases with senior couples they are ...

Short Term Insurance–when you need it?

Sunday, October 4th, 2009

Are you between jobs and without health insurance, just graduated college and off of your parents health insurance plan, or are you just looking for more affordable health insurance coverage?  Texas Health & Life works with some of the top carriers for short term health insurance in Texas.  Short-term health insurance is really ...

Healthcare Reform–what do you know?

Saturday, October 3rd, 2009

Texas Health and Life wants our customers and potential customers to be informed about the changes that being proposed to our current healthcare system.  Does something need to happen to make healthcare and health insurance more affrodable--YES! but we must be careful and knowledgable on what we are being offered.  We ...