Archive for December, 2008
Sunday, December 21st, 2008
Everyone actually DOES need health care insurance, yet there are millions of uninsured people across the States. Why? There are a variety of issues, but generally speaking the choice not to have insurance is an individual decision. Having said that, realize that the costs of not having health insurance is ...
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Sunday, December 21st, 2008
If you're one of the millions in America that doesn't have health care insurance, you're not alone. Many people have cost considerations or take issue with the type of coverage, or if they even need it. While all those issues are definitely valid, everyone will need health care coverage at ...
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Sunday, December 21st, 2008
Not many people know what they actually want or need when it comes to health care insurance and really, it's not all that unusual. There are so many different rules, exceptions, inclusions, co-pays, exclusions, major medical options, Medicare, Medicaid, etc., that it's very easy to get lost in the interpretations.
All ...
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Sunday, December 21st, 2008
Ah-ha! You found a plan on a health care insurance website and you want it. But guess what, you can't have it. What's up with that?
The local health insurance agent says you can't get that plan because you don't qualify for it. Talk about confusing. It was online, you read ...
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Sunday, December 21st, 2008
Just because you read something online does not mean it happens to be true. Oh, in part it may be, but when it comes to health care insurance, you are only seeing the tip of the iceberg when it come to all the information you really need to know.
It's not ...
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Sunday, December 21st, 2008
Sure you can have a Health Savings Account if you are over 55. It's not a magic cut-off number or anything like that. The only thing you need to do is play 'catch-up' to get yourself in the right position to receive the most benefits from it.
While being over 55 ...
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Sunday, December 21st, 2008
Health Savings Accounts offer tax-free benefits. However, you have to open the account and deposit money in it for this to work properly for you in the future.
If you deposit funds, then you are eligible for the following benefits: the person who opened the account may put money in it ...
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Sunday, December 21st, 2008
Now there's a novel thought – free advice without someone trying to sell you something. That's almost unheard of, right? Usually if you ask for advice you're expected to fork out some money. Well, in the case of health insurance brokers, they do give advice for FREE and it does ...
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Sunday, December 21st, 2008
You won't know what type of health care insurance plan will work for you unless you take the time to talk to a knowledgeable health care insurance broker. They are the only ones who can let you know the real deal between things like wanting a co-pay plan versus opting ...
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Sunday, December 21st, 2008
Co-pay is a completely different plan from a Health Savings Account.
If fact, families who have tried the HSAs found out they don't like paying the high cost of a doctor's visit, so they tend to switch back to co-pay. Why co-pay? Because it means the costs are lower when they ...
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