Medicare Supplement Underwriting More Lenient
The underwriting for Medicare supplements is more lenient than for health insurance companies. That may work better for you if you have certain conditions that the insurance companies don’t want to cover.
Thankfully if you have certain conditions and apply for Medicare you don’t get the same kind of a bum’s rush as you may with a large health insurance company. Yes you may have to go through the medical underwriting routine in order for Medicare to determine what would work best for you (meaning you have lots of choices). But, choices are good things to have when it comes to Medicare supplements.
Usually the way it works is you have Part A (covers your stay in hospital but not the services) and Part B (which covers your services). Anything else you have over and above those two parts is rather like gravy. For instance, Part D – which is your drug coverage. Then if you have “gaps” in your health care coverage, you opt for Plan A through L for the extra bells and whistles.
To learn more, visit http://www.texashealthandlife.com.
