Generic Drugs
Parts, Plans, Gaps! Confusing to say the least, which is why talking to a knowledgeable insurance agent, makes sense. No sense trying to sort through all the Parts and Plans on your own when agent advice is free and quite specific to your circumstances – and everyone one has a different set of circumstances.
For instance, in Texas you’re guaranteed issue when you’re enrolled in Part B. Or if you are just coming off a group health plan you’re guaranteed issue in 63 days. Now having said that, there are course a significant number of exceptions to the rules of thumb.
The one thing you may count on it that health insurers have different guidelines for medical underwriting and for pricing. Talk to an agent and don’t waste time trying to figure out what situation applies to you, as you’re likely to miss the boat on that one.
To learn more, visit http://www.texashealthandlife.com.
