Archive for August, 2008
Tuesday, August 19th, 2008
Cut to the chase when you call Texas health insurance agents and let them know right up front if you have any pre-existing health conditions. This will save you time on the phone and also tell you who will cover you and who won't. Chances are in the long run ...
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Tuesday, August 19th, 2008
Sure, you might find insurance agents that can quote you a price that suits your budget, but when you get to chat about pre-existing health conditions, suddenly the price changes – drastically. So you scratch that carrier and move on to find one who will accept you. You may find ...
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Tuesday, August 19th, 2008
Not to put too fine a point on it, but you really can find cheaper Texas health care if you take the time to look for it. The secret is comparison-shopping.
While it might come as a surprise to think you really are able to get cheaper Texas health insurance, the ...
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Tuesday, August 19th, 2008
Medicare Advantage coverage options are so confusing it's difficult to get straight answers. With the Medicare Advantage Plans, their coverage is fairly black and white – what you see is what you get (mostly). If you choose to go with private health insurance, you might think you're covered. Wrong, as ...
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Tuesday, August 19th, 2008
Let's say you are in one smaller network and have a doctor that you really like. Things are going well for about a year or so and then the doctor decides s/he wants to opt out of the network. Great, this leaves you stuck unless you try and follow your ...
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Tuesday, August 19th, 2008
Many people wonder if Medicare Advantage Plans really are an advantage. The short and simple answer is yes and no.
Medicare Advantage Plans may be an advantage to some people depending on their requirements. For others, however, there is no advantage to them at all and in fact they are oft ...
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Tuesday, August 19th, 2008
Opt in or out criteria may be confusing to say the least. You won't find a lot of this type of information on any Texas health website either. This is the type of information only agents know well enough to explain. Remember to ask a lot of questions because the ...
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Tuesday, August 19th, 2008
Currently (and this seems to be subject to change without much notice) you may opt into Medicare supplements between November 15th of the prior year and December 31st, at which time you're then locked in until the next opt out period. This might sound simple enough, but it isn't. Now ...
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Tuesday, August 19th, 2008
It's always nice to have a choice of what health care plans you want, but your needs and geographic location may change over time. Opting into and out of Medicare supplements may give you acid indigestion unless you speak to a knowledgeable insurance agent.
Things are complicated enough in today's world ...
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Tuesday, August 19th, 2008
Customer service hears these kinds of complaints all the time from people more than a tad irked about not being covered for something they wanted. It's not their problem that you didn't get what you wanted. They're trying to backfill what an agent sold you. If you're annoyed about your ...
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