Archive for July, 2008
Thursday, July 31st, 2008
That might seem like an odd this to say, people may benefit from owning a Health Savings Account. People should be interested in opening a one because it benefits them and their families. But does it? Let's take a look at that assumption and say instead it may benefit individuals ...
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Thursday, July 31st, 2008
Since Health Savings Accounts came on the horizon in 2003 there's been a lot of debate about using them. Regarded as a way to help millions of Americans save for qualified medical and retiree health expenses on a tax-free basis, the HSAs racked up a lot of press coverage.
You don't ...
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Thursday, July 31st, 2008
Shop all you like, but remember this: insurance rates are federally mandated. The only influence that state insurance companies have over rates is their ability to tinker with the provisions in the health care insurance contract. Underwriters have many options when it comes to offering you insurance or not. Those ...
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Thursday, July 31st, 2008
Let's face it! The better health you are in, and the better you take care of yourself, then the better risk you are for a health care insurance company. This means you are a lower risk to insure and thus a good bet for their bottom line. Any insurance company ...
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Thursday, July 31st, 2008
While this likely isn't news to you, it’s true--if you smoke, your health care insurance rates will be affected by your tobacco use , whether it’s pipes, cigars, snuff or any other. You will be paying higher rates for insurance, and it won't matter if you shop around, since insurance ...
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Thursday, July 31st, 2008
If you're used to a co-pay situation with the company you used to work for and are now out on your own and trying to find health care insurance, you might be shocked at the difference in rates and what you have to pay for on your own. If this ...
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Thursday, July 31st, 2008
A small group health care plan can have more reasonable rates and other benefits, because it's a group rate, than what you would get as an individual applicant. However, there are certain qualifications you must meet to get better rates. For instance, a partnership or company must have a certain ...
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Thursday, July 31st, 2008
Entry: Many people don't connect the dots between what their diet, their weight, and what they pay for health care insurance. There's a direct connection! The more unhealthy meals you eat, the more unhealthy you become. The more unhealthy and sick you become, the less likely a health insurance company ...
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Thursday, July 31st, 2008
You've just applied to a health care insurance company who said they declined the risk they felt was necessary to insure you. They said your rapid heartbeat or high blood pressure, even though it was controlled with drugs, was not a good risk. Now what? Insurance underwriters for different companies ...
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Thursday, July 31st, 2008
While you might not realize this if you happen to have an employer-sponsored co-pay plan, if you spend too much time running to the doctor without getting a named diagnosis or brand name medicine, the rate you pay for health care insurance may be drastically increased in the future. Why? ...
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