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Buyer’s Guide

Texas Health Insurance Buyer’s Guide
Our Promise

We promise to help in such a way   that you have no doubt we only     have your best interest in mind.

We will come to understand your situation and preferences and   educate you on options and help     you compare “apples-to-apples” between the major providers.

We’ll work on your time frame and    will support you for the life of your policy and not just through the selection & application.

About Us

Protecting your best interest is in our best interest

The Texas health insurance and Texas life insurance agents at Texas Health & Life care sincerely about our clients. So much so that we almost named ourselves Karmic Health & Life. We also considered Golden Rule Health & Life but the name was already taken by one of our providers. So, here we are … Texas Health & Life … simple and to the point. Texas Health Insurance for Texans … whether native or new.

There are some things you might want to know about us:

  • We live in Texas – some of us Gig ‘Em and some of us Hook ‘Em but we all get along …
    just maybe not as much on the Friday after Thanksgiving
  • We love our families
  • We enjoy our business
  • We have retirement goals
  • We protect ourselves, our family, our business, our goals, and yes … even our college sports rivals
    … with the same insurance products we’ll recommend to you.

We point this out to let you know that, as we help you - our client - protect your self, your family, your business, your employees, your finances, and your goals, against medical bills & potential loss of income, we treat you as we would treat family and we don’t recommend anything we wouldn’t or don’t already use ourselves.

So, even though we’re not called Karmic Health & Life or Golden Rule … we think that way.


Texas Department of Insurance
License #1308191

Our gratitude for your business will be evident in our actions!